Legal

Privacy Policy

Last updated: September 20, 2025

We respect your privacy and are committed to protecting it through our compliance with this privacy policy ("Policy"). This Policy describes the types of information we may collect from you or that you may provide ("Personal Information") on the cmrealty.com website ("Website" or "Service") and any of its related products and services (collectively, "Services"), and our practices for collecting, using, maintaining, protecting, and disclosing that Personal Information.

This Policy is a legally binding agreement between you ("User", "you" or "your") and Capital Management Realty Inc. ("Capital Management Realty Inc.", "we", "us" or "our").

Table of Contents

  • ·Automatic collection of information
  • ·Collection of personal information
  • ·Use and processing of collected information
  • ·Managing information
  • ·Disclosure of information
  • ·Retention of information
  • ·Transfer of information
  • ·Region specific notices
  • ·How to exercise your rights
  • ·Cookies
  • ·Data analytics
  • ·Privacy of children
  • ·Do not sell my personal information
  • ·Do Not Track signals
  • ·Information security
  • ·Sharing with third parties
  • ·Changes and amendments
  • ·Acceptance of this policy

Automatic collection of information

When you open the Website, our servers automatically record information that your browser sends. This data may include information such as your device's IP address, browser type, and version, operating system type and version, language preferences or the webpage you were visiting before you came to the Website and Services, pages of the Website and Services that you visit, the time spent on those pages, information you search for on the Website, access times and dates, and other statistics.

Information collected automatically is used only to identify potential cases of abuse and establish statistical information regarding the usage and traffic of the Website and Services. This statistical information is not otherwise aggregated in such a way that would identify any particular User of the system.

Collection of personal information

You can access and use the Website and Services without telling us who you are or revealing any information by which someone could identify you as a specific, identifiable individual. If, however, you wish to use some of the features offered on the Website, you may be asked to provide certain Personal Information (for example, your name and email address).

We receive and store any information you knowingly provide to us when you create an account, or fill any forms on the Website. When required, this information may include the following:

  • ·Account details (such as user name, unique user ID, password, etc)
  • ·Contact information (such as email address, phone number, etc)

Use and processing of collected information

We act as a data controller and a data processor when handling Personal Information, unless we have entered into a data processing agreement with you in which case you would be the data controller and we would be the data processor.

In order to make the Website and Services available to you, or to meet a legal obligation, we may need to collect and use certain Personal Information. Any of the information we collect from you may be used for the following purposes:

  • ·Deliver products or services
  • ·Improve products and services
  • ·Send administrative information
  • ·Send marketing and promotional communications
  • ·Respond to inquiries and offer support
  • ·Deliver targeted advertising
  • ·Run and operate the Website and Services

By providing your phone number, you consent to receive SMS messages from us related to your use of the Website and Services. We only send SMS messages to users who have voluntarily provided their phone number and have agreed to receive communications from us. You can opt-out of receiving SMS messages at any time by following the instructions provided in the message (e.g., replying "STOP") or by contacting us directly.

Managing information

You are able to delete certain Personal Information we have about you. The Personal Information you can delete may change as the Website and Services change. When you delete Personal Information, however, we may maintain a copy of the unrevised Personal Information in our records for the duration necessary to comply with our obligations to our affiliates and partners. If you would like to delete your Personal Information or permanently delete your account, you can do so on the settings page of your account on the Website.

Disclosure of information

Depending on the requested Services or as necessary to complete any transaction or provide any Service you have requested, we may share your non-personally identifiable information with our contracted companies and service providers we rely upon to assist in the operation of the Website and Services. We will not share any information with unaffiliated third parties.

We may also disclose any Personal Information we collect, use or receive if required or permitted by law, such as to comply with a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

Retention of information

We will retain and use your Personal Information for the period necessary to comply with our legal obligations, to enforce our Policy, resolve disputes, and unless a longer retention period is required or permitted by law.

We may use any aggregated data derived from or incorporating your Personal Information after you update or delete it, but not in a manner that would identify you personally. Once the retention period expires, Personal Information shall be deleted.

Transfer of information

We do not transfer or store your Personal Information outside your country of residence. All Personal Information collected is processed and maintained within your jurisdiction, in compliance with applicable data protection laws. In cases where local regulations require specific security measures for data storage and processing, we ensure full compliance by implementing appropriate technical and organizational safeguards.

Region specific notices — California & USA Residents

If you are a resident of California, you have certain rights under the California Consumer Privacy Act and the California Privacy Rights Act (collectively, "CCPA"). You have the following rights:

  • ·Right to know and access: Request what Personal Information we have collected about you.
  • ·Right to correct: Request correction of inaccurate Personal Information.
  • ·Right to delete: Request deletion of your Personal Information.
  • ·Right to opt-out of sale and sharing: Opt out of the sale of your Personal Information.
  • ·Right to non-discrimination: You will not be discriminated against for exercising your rights.

How to exercise your rights

Any requests to exercise your rights can be directed to us through the contact details provided in this document. Please note that we may ask you to verify your identity before responding to such requests. Your request must provide sufficient information that allows us to verify that you are the person you are claiming to be or that you are the authorized representative of such person.

Cookies

Our Website and Services use "cookies" to help personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer.

We may use cookies to collect, store, and track information for security and personalization, and for statistical purposes. Please note that you have the ability to accept or decline cookies. Most web browsers automatically accept cookies by default, but you can modify your browser settings to decline cookies if you prefer.

Data analytics

Our Website and Services may use third-party analytics tools that use cookies, web beacons, or other similar information-gathering technologies to collect standard internet activity and usage information. The information gathered is used to compile statistical reports on User activity on the Website and Services. We do not use third-party analytics tools to track or to collect any personally identifiable information of our Users.

Privacy of children

We do not knowingly collect any Personal Information from children under the age of 18. If you are under the age of 18, please do not submit any Personal Information through the Website and Services. If you have reason to believe that a child under the age of 18 has provided Personal Information to us through the Website and Services, please contact us to request that we delete that child's Personal Information from our Services.

Do not sell my personal information

You have the right to choose not to have your Personal Information sold or disclosed by contacting us. Upon receiving and verifying your request, we will cease the disclosure of your Personal Information. Be aware, however, that opting out of data transfers to our third parties might affect our ability to provide certain Services you have signed up for.

Do Not Track signals

Some browsers incorporate a Do Not Track feature that signals to websites you visit that you do not want to have your online activity tracked. The Website and Services do not track its visitors over time and across third-party websites. However, some third-party websites may keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you.

Information security

We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We maintain reasonable administrative, technical, and physical safeguards in an effort to protect against unauthorized access, use, modification, and disclosure of Personal Information in our control and custody. However, no data transmission over the Internet or wireless network can be guaranteed.

Sharing with third parties

We respect your privacy and are committed to protecting your personal information.

  • ·Data will not be shared with third parties for marketing or promotional purposes.
  • ·Any information shared with third-party service providers is strictly limited to what is necessary to operate our Website and Services, and such providers are contractually obligated to protect your data and use it only as instructed by us.

Changes and amendments

We reserve the right to modify this Policy or its terms related to the Website and Services at any time at our discretion. When we do, we will revise the updated date at the bottom of this page.

An updated version of this Policy will be effective immediately upon the posting of the revised Policy unless otherwise specified. Your continued use of the Website and Services after the effective date of the revised Policy will constitute your consent to those changes.

Acceptance of this policy

You acknowledge that you have read this Policy and agree to all its terms and conditions. By accessing and using the Website and Services and submitting your information you agree to be bound by this Policy. If you do not agree to abide by the terms of this Policy, you are not authorized to access or use the Website and Services.

Contacting us

If you have any questions regarding the information we may hold about you or if you wish to exercise your rights, please contact us:

Arlene@cmrealty.com

If you believe your concerns have not been adequately addressed, you may escalate the matter to the appropriate data protection authority in your region, in accordance with applicable privacy laws.

Capital Management Realty

Capital Management Realty

Copyright ©2026 by Capital Management Realty, Inc.

Capital Management Realty Inc — DRE License #02031312

DBA Express Home Lending — NMLS #1705248

8642 Garden Grove Blvd, Garden Grove, CA 92844  |  (714) 902-2406

Capital Management Realty Inc DBA Express Home Lending is a real estate and lending-focused options review process. We do not provide legal or tax advice. For legal, tax, bankruptcy, foreclosure, or probate-specific advice, consult an attorney, CPA, approved housing counselor, or licensed professional. Lending options are subject to borrower qualification, underwriting approval, program availability, and applicable disclosures. All real estate services provided by Capital Management Realty Inc, California DRE #02031312 NMLS #1705248.